<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/credit-report","bottomArticles":[{"date":"Tue Oct 22 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240498_DA_CreditScoreToRentApartment_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"You\u2019ve found the perfect location, but is your credit in the right place? Find out what you need before you rent an apartment.","title":"What Credit Score Do You Need to Rent an Apartment?","pagePath":"/articles/what-credit-score-do-you-need-to-rent-an-apartment","imageAlt":"A pen and a key lie on top of a rental agreement, the kind you\u2019d fill out after a landlord confirms you have the credit score needed to rent an apartment.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:building-credit"]},{"date":"Mon Oct 14 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240482_DA_CreditScoreRanges_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Your credit score range affects everything when you\u2019re applying for credit. Learn what they mean and where you stand.","title":"Credit Score Ranges","pagePath":"/articles/ranges-of-credit-scores","imageAlt":"An illustrated man pushes the indicator needle from yellow to green on a large tachometer, a common symbol used to represent credit score ranges.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score"]},{"date":"Wed Oct 02 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240478_DA_CreditUtilizationRatioRefresh_SEOA_Resize_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Your credit utilization ratio might seem confusing, but it\u2019s really just a simple equation. Here\u2019s what it is and how it affects your credit score.","title":"What Is a Credit Utilization Ratio?","pagePath":"/articles/the-golden-ratio-of-credit","imageAlt":"A young woman at a laptop scowls as she looks at her credit card in one hand while holding her mobile phone in the other, likely wondering whether her credit utilization ratio is too high.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips","credit-one-central-topics:building-credit"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Fri Jun 06 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_12_article3.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Credit language can be confusing. Learn how credit scores are different from credit reports, what credit reporting agencies are, and how they all relate.","title":"The Differences Between Credit Scores, Reports & Reporting Agencies","pagePath":"/articles/the-differences-between-credit-scores-reports-reporting-agencies","imageAlt":"A woman lies on her sofa while reading from a tablet. She may be learning the differences between credit scores, reports and reporting agencies.","tags":["credit-one-central-topics:credit-score","credit-one-central-topics:credit-report","credit-one-central-topics:credit-card"]},{"date":"Thu Jan 02 00:00:00 PST 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/01/240641_DA_FreezeCreditReportRefresh_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"If your identity is stolen, how can you protect yourself and your personal data? A credit freeze restricts your credit report to prevent unauthorized activity.","title":"What a Credit Freeze Is and How To Freeze Your Credit Reports","pagePath":"/articles/how-to-freeze-your-credit-reports","imageAlt":"A credit card is frozen in a block of ice, representing the concept of freezing your credit.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:financial-tips"]},{"date":"Thu Oct 24 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/prs1234_104177-How-Long-Does-a-Late-Payment-Stay-on-Your-Credit-Report.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"One late payment can have a surprisingly big impact, but the next steps you take can make a massive difference.","title":"How Long Do Late Payments Stay on Your Credit Report?","pagePath":"/articles/how-long-does-a-late-payment-stay-in-your-credit-reports","imageAlt":"A past-due bill notice sits on a table, perhaps raising concerns about how long late payments stay on your credit report.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]}],"lastPageNumberMobile":0,"currentPageNumber":2,"lastPageNumber":6,"articlesTopics":["credit report","financial tips","credit score","credit card","building credit"],"currentPageNumberMobile":2}"/>
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
